Diamond NestEgg
Hello members, supersavers & course fans! It's Jen & Markus, financial advisors, educators & super-supersavers since we were little kids! Everyone's financial journey is different. Learn all about about bonds, equities, real estate, crypto and other alternative assets! How do these investments fit into your financial and retirement journey?
Episodes
111 episodes
Are You In The Best Money Market Fund? | Fidelity’s SPAXX, Schwab’s SWVXX & Vanguard’s VMFXX
Could you be losing money on the top money market funds that our community uses (SPAXX, SWVXX & VMFXX) that you're not aware of (e.g. to taxes, etc)? See where the latest yields stands and some very important points that you might be missin...
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Are Money Market Funds Safe In A Crash? | Fidelity's SPAXX vs SWVXX & VMFXX
Can you lose money in a money market fund in a market crash? How do Fidelity's SPAXX, Schwab's SWVXX and Vanguard's VMFXX protect your money, and are they as safe as cash in your bank?
Is VYM The Better Dividend Fund? | Vanguard's High Dividend Yield ETF Review
Can VYM protect you against a market crash? The answer may surprise you. Let's review Vanguard's High Dividend Yield ETF:1 - How does VYM select the stocks it invests in? And is VYM’s portfolio really set up to be defensive in a crisi...
How To Prepare For A Market Crash: Three Fundamental Options
Could you survive a 13-year bear market? What would happen to your money if the S&P 500 crashed by 50% like back in 2000 and 2007? Let's talk about how you could have protected yourself back then, and how you can protect your money now agai...
Up To 5.50%: Grab These Rates Before They're Gone | MYGAs (Multi-Year Guaranteed Annuities) vs TIPS
Treasury yields moved lower last week, but it’s still not too late for the magic 5% number that quite a few of you have been waiting for, if you’re willing to look beyond Treasuries without compromising the safety of your investment. Or perhaps...
Ditch The Markets & Lock In Up To 9% Guaranteed Income Growth For 7 Years? | Fixed Indexed Annuity
Nervous about the markets & SpaceX IPO? What if we told you that there is a way to get an up to 9% growth spurt in your retirement income 7 years before retirement? Plus, 100% principal protection, while keeping up to 7.25% S&P upside f...
Buy SCHD At The Top of the Market? (393% Dividend Growth Over 13 Years)
393% dividend growth over the past 13 years for SCHD - should you buy SCHD at the top of the market for inflation-protected income? Is SCDH (Schwab’s US Dividend Equity ETF) really the best of both the “income” and the “growth” worlds? Watch on...
Up To 8.73% APY: Top Brokerage & High Yield Savings Accounts From Morgan Stanley E-Trade
An up to 8.73% APY cash bonus with a new brokerage account from Morgan Stanley’s E-Trade vs a cash bonus of up to $10,000, and what about a 4.00% HYSA locked-in for six months? Let's go through the top Morgan Stanley E-Trade bonus offers right ...
Best Preferred Stock ETF Right Now? Is PFFA A Buy For Income Investors?
Up to 9.65% distribution yield on a preferred equity fund. Is PFFA the “best” preferred ETF on the market right now? PFFA is the Virtus InfraCap US Preferred Stock ETF. Let's walk through how PFFA's total trailing returns, distribution yield an...
Protecting Your S&P 500 Funds Against A Crash? 100% Principal Protection With FIA & Income Rider?
The S&P 500 has come down a bit since hitting another all-time high of 7,621 last Tuesday. How can you earn up 7.25% for 7 years while protecting your cash against a potential market crash/AI bubble? Is it possible to stay invested in the S...
How To Protect Your S&P 500 Funds + Potential Lifelong Income? | Fixed Indexed Annuities
The S&P 500 just hit another all-time high - how can you protect your investments from crashing down again while still keeping up to potentially 9% upside? And lock in a guaranteed lifelong income at the same time?
Lock In 5% Rates Now Before They're Gone? | Top MYGA Rates 2026
Some Treasury maturities are still hovering around 5%, despite having come down from their mid-month highs. And some multi-year guaranteed annuities (MYGAs) are still above 5% currently. Is now the time to lock them in? And how might the curren...
Annuity Rates Hit Multi-Year Highs: Lock In An Up To 9.90% 1st Year Bonus Rate Now?
An up to 9.90% 1st year bonus rate on a MYGA (multi-year guaranteed annuity) - MYGA rates are at some of the highest levels we’ve seen since we started talking about them on this channel last year, and you can now even get 5%-plus rates with so...
Protecting Your S&P 500 Funds Against A Crash? Guaranteed Principal Protection With A FIA vs CPSM?
How can you earn up to 6.05% to 9% while protecting your cash against a market crash/AI bubble? Is it possible to stay invested in the S&P 500 with guaranteed principal protection? The short answer is yes, and in today's video, we'll be cov...
SCHD, BND & PFF: The Best Kept Secret For High Cash Flows?
Which pays the most: dividend fund SCHD, bond fund BND or preferred stock fund PFF? See how preferred equity may be able to potentially boost your cash flow and whether it might be right for you as part of an overall diversified portfolio.
Could Treasury Bond Yields Hit 6%? Buy Now Or Wait? Might The Fed Raise Rates?
Could Treasury bond yields hit 6%, especially since 30-Year Treasury hit its highest level since 2007 last week. Should you buy now or wait and might the Fed raise rates with skyrocketing oil prices and inflation fears?
0% Treasuries vs $238,000 To Be Safe In Retirement? | Base & Boost Strategy
0% Treasuries vs $238,000: which is better and for whom? How might you organize your portfolio to generate the income you need while not running out of money? And what role do Treasuries play vs other types of bonds and fixed-income-like invest...
Retirement Planning At Age 50: How To Avoid The 10% IRA/401(k) Early Withdrawal Penalty
Retire early, withdraw money from your 401(k) before 59 1/2 and avoid the 10% early withdrawal penalty - let's talk about a smart and simple way to do this that not many are probably even aware of and how it can also reduce the risk of getting ...
Locking In Up To 9.65% In Year 1: What Happens After With A 6-Year Annuity?
Treasuries, agencies, and even an up to 9.65% 1st year “teaser rate” on a multi-year guaranteed annuity (MYGA) - might these be something for you?
NEW: Fidelity’s Up To $100 Fee For Certain ETFs: Will Your ETFs Be More Expensive To Buy?
Fidelity has a new up to $100 service fee to buy certain ETFs on its platform, from June 1, 2026 - how will this impact you, if at all? Will your ETF purchases at Fidelity get more expensive? And do you know how the brokerage firm makes m...
JBBB, JAAA & T-Bills: What's Better? Safer?
JBBB is paying 6.21% with monthly cash payouts at the time of this taping, significantly higher than T-Bills at the moment. Is JBBB safe enough for you? Or might JAAA or the T-Bills be better or safer?
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April, May or October I-Bonds? Plus 5% MYGAs?
These are the last few days to buy April I-Bonds - buy now or wait until May or even October? We'll also talk about the higher-than-expected real yield on this past week's 5-Year TIPS auction, plus whether you can find 5% or higher MYGAs (multi...
Two Must-Dos To Keep Your Annuities & Insurance Safe: The $849 Billion Private Credit Problem
The $849 billion of private credit in annuities and insurance companies have regulators worried - what about you? And what can you do to protect yourself when you buy an annuity, or any other insurance product for that matter?
4.97% From T-Bills: CSHI vs SGOV
3.99% SGOV vs 4.97% CSHI (as of 04/20/2026) TTM returns: which T-Bill ETF may be the better choice for you? CSHI is the NEOS Enhanced Income 1-3 Month T-Bill ETF. Learn how CSHI generates additional returns on T-Bills, how it compares to SGOV a...
Up To 15.04% Potentially From Covered Calls
Up to 15.04% cash distributions on the NASDAQ 100 & up to 12.50% cash distributions on the S&P 500: what is a call option and how does it work, why might an investor trade call options, and what's our perspective on covered call strateg...
